NJ Executive Order Mandates Workplace COVID-19 Screenings

On 10/28/2020, New Jersey Governor Phil Murphy signed Executive Order 192, which requires NJ employers to conduct COVID-19 symptom screenings at the worksite. The measure also implements other worksite safety precautions related to the coronavirus pandemic. The new requirements are the first state action of this kind nationwide. As of 6:00 am on November 5, 2020, every… Read More


Creditable Coverage Disclosure Requirements for Employers with Medicare-Eligible Enrollees

Employer groups that offer prescription drug coverage to Medicare eligible employees, dependents and/or retirees, need to provide annual creditable disclosures to both their eligible plan participants and the federal Centers for Medicare and Medicaid Services (CMS). “Creditable” plans mean that the coverage provided is as good as, if not better than, the standard Medicare Part D… Read More


NY Court Strikes Down Portions of the FFCRA

On August 3, 2020, the Federal court for the Southern District of New York struck down four segments of the Families First Coronavirus Response Act’s (FFCRA) interim final rules on paid leave. The court ruled that with regard to the below, the US  Department of Labor (USDOL) exceeded the bounds of its authority: The Work… Read More


NJ Family Leave and Temporary Disability Insurance Changes

New Jersey’s Family Leave Insurance (NJFLI) benefits partially replace wages of workers who need to care for a seriously ill or injured family member, or bond with a newborn, newly adopted or newly placed foster child. The program complements the New Jersey Temporary Disability Insurance (NJTDI) program, which partially replaces wages during an employee’s own injury,… Read More


Employer Considerations in Handling Premium Credits/Discounts Attributable to COVID-19

Many insurance carriers are in the process of issuing employer-sponsored group health, dental and vision plan credits for future premiums owed or on current (or past) premiums billed, in response to the coronavirus pandemic and disruption in overall utilization of benefits. While any premium savings or credits are welcome news in a tough economy, they… Read More


President Trump Signs Executive Orders to Lower Drug Prices

On July 24, 2020, President Trump issued the following series of executive orders in an effort to lower drug prices: Lowering Prices for Patients by Eliminating Kickbacks to Middlemen: this executive order directs federally-qualified health centers to pass along massive discounts on insulin and epinephrine received from drug companies to certain low-income Americans. Increasing Drug… Read More


7 Common ERISA Compliance Mistakes

The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that requires employers to abide by specific regulations concerning disclosure requirements for their health and welfare benefit plans. All employers who sponsor health and welfare benefits with at least 2 participating employees are subject to ERISA, except for government entities and churches…. Read More


New Law Will Modify PPP Loan Repayment and Forgiveness Requirements

The Paycheck Protection Program Flexibility Act of 2020 was signed by President Trump on June 5, 2020 and will allow borrowers more flexibility when it comes to the Paycheck Protection Program (PPP). The measure gives existing and new PPP borrowers additional options and protections regarding loan repayment and forgiveness.  Some of the key changes include: Changing the… Read More


OSHA COVID-19 Guidance for Reopening, the ADA, Rehabilitation Act and other EEO Laws, and Face Coverings

The Occupational Safety and Health Administration (OSHA) has been busy in June, releasing the below COVID-19 guidance for employers: OSHA COVID-19 Guidance for Reopening On June 15, 2020, OSHA released a bulletin reminding employers that safety is a priority within both COVID-19 and common workplace hazards. In all phases of reopening, employers must plan for… Read More

UHC/Oxford Sweat Equity Program announcement:

MHPNJ is ceasing operations 12/31/21 due to financial deficiency. Groups are advised to term + seek new coverage ASAP as Effective 8/1, a 26% increase will apply. Groups enrolled at any time since 1/1/20 will receive notice regarding assessment $ due 9/15:

Reminder for employer groups on the COBRA election extensions due to COVID-19:

Updated Guidiance on Vaccine Requirements in the Workplace:

ThinkHR, our trusted partner for delivering HR + compliance solutions to our clients is relaunching under a new name: Mineral. Everything about the platform + services will remain exactly the same. Learn more here:

Employers who self-insure must pay the annual "PCORI" fees, created under the Affordable Care Act, on their own and by 7/31/21. The insurance carrier pays the annual fees for fully-insured groups. For more information see here: