Employee Benefits
We provide the most cost-effective, quality plan options and consultative expertise regarding group medical, dental, vision, life, disability, worksite and voluntary coverage, to help employer groups build and maintain a comprehensive benefit program that meets their organization’s budget, hiring and retention needs, and that ensures premium dollars go as far as possible to provide the highest levels of coverage.
We work with the licensed insurers in NJ, NY, PA and DE to provide an objective analysis and variety of options on all available and competitive products. At renewal, we work with employer groups to continue to meet their needs, their employees’ needs, all while considering the changes and developments in the industry and with compliance. Our group offerings include, but are not limited to:
- Group Medical and Prescription Drug coverage
- Dental plans with “rollover” and/or dual benefit plans
- Vision (stand-alone coverage or embedded with medical)
- Life Insurance and Accidental Death and Dismemberment
- Medicare
- Short and Long Term Disability income protection
- Long Term Care (LTC) insurance
- Accident, Cancer and Critical Illness
- FSAs, HSAs, HRAs, POPs and Section 125
- Telemedicine programs
- ‘GAP’ and Indemnity plans
- Worksite and Voluntary benefits (100% employee-paid)
- Employee Assistance Programs (EAPs)
- The Difference Card